Sure I split my salary into personal and family, with different but set amounts. But that doesn't really help that much.
I get by every month without a deficit, true, but I also don't end up with any savings for myself. Don't get me wrong, my wife and I manage to save for us, but to save for me is a bit of a stretch. Perhaps it's time I took some cost-saving measures that I used to do.
I should start bringing packed lunch from home again. Because this wouldn't tap into money for me since this would be part of the money for the household. Either that or I should start buying from cheaper alternatives.
Plus I should always be vigilant and make sure that I do not do any sudden splurging. And I should always keep myself disciplined with respect to my personal expenses.
Out.
Bah... I really have to think of a budget soon myself. It makes me feel better to read that others need to do the same :)
ReplyDeletePacked lunch saves a lot of money, in norwegian we call it 'matpakke'- directly translated 'food package'.
Yeah, I know.
Sure I don't know why I comment a random blog either, I should be doing my homework.
Actually I don't mind the comment. It's nice to find out that people read my blog.
ReplyDeleteIn the Philippines a packed lunch is loosely translated as "baon."
Good luck on your homework.